Dental Insurance
Benefit: Dental Insurance
Provider: Denplan (part of AXA PPP)
Background: This benefit provides you with insurance which reimburses you the costs, up to specified limits, of your dental treatment. Through Flexible Benefits you receive preferential rates and save on NI. Denplan offer six levels of cover and a guaranteed dentist policy.
If you have previously selected Denplan, your coverage will continue based on your earlier selection.
Key - This product meets the demands and needs of those looking to cover the unexpected costs of dental treatment necessary as a result of a dental injury or emergency anywhere in the world and for treatment of mouth cancer.
Elementary - This product meets the demands and needs of those looking for 100% reimbursement for routine and restorative dental treatment provided under the NHS. You can also obtain reimbursement up to NHS levels if you receive private treatment. In addition, the policy covers unexpected costs of dental treatment necessary as a result of a dental injury or emergency anywhere in the world and for treatment of mouth cancer.
Essential, Essential Plus, Extensive and Extensive Plus - These products meet the demands and needs of those looking for reimbursement towards routine and restorative dental treatment anywhere in the world, as well as cover for the unexpected costs of dental treatment necessary as a result of a dental injury or emergency and for treatment of mouth cancer. Whilst these plans are comprehensive, the cover levels on Extensive and Extensive Plus are higher than those on Essential and Essential Plus for certain treatments.
Policy details and terms and conditions can be found below:
Option Product Options Cost (£) per month| Key | Elementary | Essential | Essential Plus | Extensive | Extensive Plus | |
|---|---|---|---|---|---|---|
| Employee | 4.00 |
8.40 |
13.50 |
17.45 |
20.80 |
26.60 |
| Employee & Partner | 7.45 |
15.60 |
24.90 |
32.55 |
38.55 |
49.85 |
| Employee & Children | 6.40 |
13.45 |
21.50 |
28.15 |
33.25 |
43.00 |
| Employee, Partner & Children | 10.00 |
20.90 |
33.40 |
43.90 |
51.65 |
67.00 |
You can only choose or make amendments to your cover if you experience a life event.
Tax and NI implications: This is operated by salary sacrifice. You will save NI on this benefit.
Savings: Based on selecting Extensive cover for yourself and your partner a member of staff on £25,000 would save approximately £3.21 per month.
How do I get this benefit? After submitting your selection, Denplan will send details of your policy directly to your home address.